Auto Accidents
| Auto Insurance Coverage for Underage Drivers |
|
| Age and gender are two of the criteria used by insurers in the process of determining risks in the writing of motor vehicle insurance policies. As a result, auto insurance policies sometimes contain provisions that exclude from coverage incidents that occur while a covered vehicle is being operated by a driver under a specified age, or by a male driver under a specified age. Questions of coverage arise when, as is inevitable, such incidents of operation by underage drivers take place and result in injury or property damage. More... |
|
|
| Auto Insurance Coverage for Unlicensed Drivers |
|
| Possession of a valid driver's license, while a prerequisite for the legal operation of a car or truck on the public roads, is clearly not a prerequisite for being physically capable of driving a vehicle. As a result, a great many motor vehicles in the United States are driven by persons not legally licensed to do so. Such unlicensed operations, and the vehicular accidents that inevitably result from them, raise a number of issues in the area of motor vehicle insurance. More... |
|
|
| Automobile Insurance Premiums |
|
| Insurance contracts, at their core, are papers that prove a promise by an insurance company to pay benefits under an insurance policy and the payment of money by an insured for that protection. The money paid by the insured is called a premium. The premium is made up of money paid by the insured to the insurance company to cover the insured risk and the administrative costs. Without the payment of a premium, no contract of insurance exists between the insurance company and the insured. More... |
|
|
| Tort Liability for Highway Design |
|
| The system of streets and highways in the United States covers many thousands of miles of road surface constructed of various kinds of materials and designed for a variety of vehicle types and operations. The extensive use of the streets and highways inevitably results in a large number of motor vehicle accidents that annually cause thousands of deaths and personal injuries and extensive amounts of property damage. In the legal actions that follow, it is not surprising that the design and construction of the roadways on which such accidents take place should be brought into a case as possible bases for a finding of liability. More... |
|
|
| Automobile "Rollover" Products Liability Cases |
|
| An automobile rollover accident is known as one of the most dangerous types of accidents that vehicle occupants can experience. When the rollover accident is not fatal, the resulting injuries are serious and disabling, with paralysis and traumatic brain injury commonly reported. Vehicle rollover litigation is very complex, even when the rollover involved a single car. A rollover accident is often the result of interactions among a driver's action or non-action, the vehicle's components, the roadway, and weather conditions. Many defective design actions have been litigated involving vehicle rollover accidents. More... |
|
|